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Sanriya Finvest

Sanriya blog

Plain-spoken notes on money.

Everything we have written since the practice began: how the instruments work, what the forms mean, and the habits that make a plan hold. Newest first.

352 articles · page 8 of 30

  • Mutual funds

    How Do Credit Ratings Work in Debt Mutual Funds?

    Credit ratings in Debt Mutual Funds are crucial for evaluating the risk linked to the bonds and debt instruments held within the fund. These ratings, assigned by agencies such as CRISIL, ICRA, and…

    · 1 min read

  • Investing basics

    What Are Credit Risk Funds? Are They Risky?

    Credit Risk Funds are debt mutual funds that invest in bonds, debentures, and other debt instruments issued by companies with lower credit ratings (below investment grade, or “junk bonds”). These…

    · 2 min read

  • Investing basics

    What Are Gilt Funds and Are They a Good Investment for You?

    Gilt funds are debt mutual funds that invest primarily in government securities like Treasury Bills and bonds issued by the central or state government. These funds are considered safe because they…

    · 1 min read

  • Mutual funds

    How are Debt Fund Returns Taxed?

    A mutual fund that invests at least 65% of its assets in debt securities like bonds, government securities, or money market instruments is classified as a debt mutual fund and qualifies for debt…

    · 4 min read

  • Fixed deposits

    How Are Debt Funds Different from Bank Fixed Deposits?

    In India, Fixed Deposits (FDs) are popular for their simplicity, safety, and guaranteed returns. People prefer them for their fixed interest rates and capital protection. However, many investors…

    · 2 min read

  • Money habits

    Are Debt Funds a Safe Investment?

    Debt funds are generally considered safer than equity mutual funds because they don’t invest in equity. However, they are not completely risk-free. There are certain risks that debt funds face, and…

    · 2 min read

  • Mutual funds

    How Do Debt Mutual Funds Operate?

    Debt mutual funds invest your money in fixed-income instruments like bonds, government securities, and treasury bills. When you invest in these funds, you’re lending your money to companies or the…

    · 2 min read

  • Money habits

    What are various types of debt funds?

    Debt funds are a type of investment where your money is lent to the government or companies, and in return, you earn interest. These are safer than investing in the stock market because they don’t…

    · 3 min read

  • Mutual funds

    Are Debt Mutual Funds a Good Investment Option?

    Debt mutual funds are a good choice for people who want a safer, more stable investment than stocks. These funds invest in bonds and other fixed-income securities, offering better returns than bank…

    · 2 min read

  • Mutual funds

    What is a Debt Fund in Mutual Funds?

    A debt fund is a mutual fund that invests in fixed-income securities like corporate bonds, government bonds, and money market instruments. Professionals manage these funds and are a good choice for…

    · 1 min read